Welcome to FAILLA FUNDING!
Home of the "NO INCOME AND NO ASSET MORTGAGE" Since 1988!
Our primary areas are Manhattan,Bronx, Brooklyn, Staten Island, Queens, Long Island and Westchester.
At Failla Funding, we provide fast and efficient streamline financing.
In our opinion the Failla name means family which has been growing for over 20 years.
When you apply for a mortgage with us, there is very little you have to do.
All you need to do is fill in our secure on line application by clicking the button at the bottom of this page.
We will do the rest.
Our customers keep coming back and sending us new customers all the time.
Its a great feeling to be able to help our customers in both good and bad times.
Since we have been around so long we have relationships with almost any source of funds.
Just take a look at our special mortgage products below.
I am looking forward to speaking with you personally.
Feel free to call me anytime.
Joseph Failla
Services:
Self Employed Mortgages
3.5 - 5% down for purchases (Full doc mortgage)
Seller concessions allowed 3-6%
Commercial mortgages
Jumbo loan amounts for residential and commercial properties
No income and no asset mortgages (NINA) (up to 80% LTV allowed with
seller holding a second mortgage) Not all Counties.
Cash out refinances up to 90% of the value (full doc mortgage)
First tIme buyer mortgages
Short Sales
Refinancing
Debt consolidation
Debt settlement
Stated Mortgages (up to 80% with seller holding second mortgage) Not all Counties.
No doc mortgages, no income , no asset and no employment required. (50% LTV) Not all Counties.
Use one of our simple loan application options to 
Find the perfect loan to fit your needs:
Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
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