Welcome to FAILLA FUNDING where ALL CREDIT IS CONSIDERED!
We specialize in NO INCOME, NO ASSET AND NO EMPLOYMENT VERIFICATION MORTGAGES. (call for details).
Residential & Commercial Lending - For The Better
If you have equity we have a mortgage program for you.
Since 1988 we have been closing the loans that others can't.
This is because all portfolio loans are underwritten quickly, approved and funded.
We promise clear communication and lending decisions and provide fast efficient streamline financing..
Our staff is friendly and full-service and make getting a mortgages easy.
Besides our no income, no asset and employment verification loan, we provide loans that fit our 3 point lending philosophy. Special private portfolio loans that fit criteria can be be underwritten and closed in a few days.
1. Loans that benefits the borrower
2. Can show that the borrower has capacity to repay
3. Fair and accurate property value
Our primary areas are Manhattan,Bronx, Brooklyn, Staten Island, Queens, Long Island and Westchester.
When you apply for a mortgage with us, there is very little you have to do.
All you need to do is fill in our secure on line application by clicking the button at the bottom of this page. We do the rest.
Its a great feeling to be able to help our customers in both good and bad times.
Since we have been around so long we have relationships with almost any source of funds.
Just take a look at our special mortgage products below.
I am looking forward to speaking with you personally.
Feel free to call me anytime.
Sincerely,
Joseph Failla
Customized Loan Products:
Self employed mortgages
First time buyer programs
No Score Portfolio Product Loans
Investment Full Doc below 500 Scores
Non-Owner Occupied Full Doc, Stated Income and NO DOC
No Doc Mortgages-case by case
Jumbo loan amounts for residential and commercial properties
Mortgage Lates / Bad Credit Mortgages
Bankruptcy Buyouts regardless of payment history
Loan Modification
Debt settlement
Inherited property financing
Gift of Equity programs
Bank Statement programs
Short Sale Mortgages
Commercial Loans
Commercial construction financing
Stated Income Loans-case by case
Real Estate Investment Loans
Debt Consolidation
Private Money Lending
Hard Money Lending
Portfolio Lending
FHA Loans
Government Loans
Conventional Loan Programs
Use one of our simple loan application options to 
Find the perfect loan to fit your needs:
Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
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